ATV Insurance, Dirt Bike Insurance, Golf Cart Insurance and More!
Living in the Northwest allows us the opportunity to be outside year round for some great recreational activities! If your activity involves an auto, talk to one of Milt Marcy’s knowledgeable agents so you can enjoy your activity without worrying about your coverage.
Call a qualified Milt Marcy Insurance Agent today to talk about:
- Sand Rail (dune buggy) Insurance
- Golf Cart Insurance
- Snowmobile or Snow Machine Insurance
- Dirt Bike or Motocross Insurance
- Quads or ATV insurance
- All of your other specialty vehicle insurance!
Many coverage options are available for the specialty vehicles listed above including, collision coverage, property damage liability coverage, comprehensive coverage, custom parts and equipment coverage and more!
Pick the Right Insurance
First, determine how much insurance you’re required to have. Most states require liability insurance, which covers you if you cause an accident injuring another person or damaging someone’s property.
When picking your liability limits — the maximum an insurance company will pay in the event of that type of claim – a good rule of thumb is to review your car insurance and buy a policy with similar limits and deductibles, according to the experts at market-leader Progressive.
Once you choose liability limits, you may want to add insurance protecting your bike. Collision covers damages from accidents while Comprehensive covers damages caused by incidents like fire or theft. If you buy Collision or Comprehensive, you’ll need to select a deductible, the amount you’ll have to pay out-of-pocket if you have a claim. Be sure to pick an amount you can afford.
Insure Custom Parts
If you’ve added some serious chrome to your bike, gotten a custom paint job, or installed a GPS, consider additional accessory coverage. For example, Progressive usually includes $3,000 in accessory coverage when you purchase Comprehensive or Collision coverage. You also can buy more coverage up to $30,000 worth.
If you like taking long rides into the country and are worried about breaking down in the middle of nowhere, consider Roadside Assistance insurance. Progressive also offers coverage that will pay up to $500 for lodging, transportation and food if your bike has a mechanical breakdown more than 100 miles from home. Most customers can add both coverages to their policy for just $15 yearly.